Commercial Loans

Commercial property loans provide funding to purchase or refinance business or investment properties, including office buildings, retail spaces, and industrial sites. These loans are secured against the property and can be structured to suit a wide range of business needs.

Main Features:

• Purpose: Suitable for purchasing commercial property, refinancing existing loans, funding business operations, or acquiring equipment.
• Security: The loan is secured against the commercial property.
• Loan Term: Typically ranges from 6 months to 10 years. Longer terms (up to 15 years) may be available, depending on the asset and lender.
• Interest Rates: Risk-based pricing. Higher-risk or specialised properties may attract higher interest rates.
• Complexity: Generally, more complex than residential loans and may require comprehensive financial and property assessments.

At Sydcap, our experienced team operates across Sydney, Melbourne, Brisbane, and nationwide, bringing deep commercial lending expertise to every transaction. We’re committed to managing your outcomes by securing the right finance solution, no matter how complex the scenario.

With access to an extensive panel of commercial lenders across Australia, Sydcap can secure competitive rates and flexible lending products tailored to your specific requirements.

For more complex or unconventional projects, we also offer access to private and non-bank funding options, delivering the speed, flexibility, and certainty needed when traditional finance falls short.

Key Benefits:

• Expert guidance from a seasoned, dedicated team,
• Access to an extensive network of commercial lenders,
• Tailored solutions for complex or high-risk scenarios,
• Advocacy and support throughout the lending process,
• Fast, flexible funding beyond traditional banking options.