Construction Loans

Smart Construction Finance for Developers

Sydcap specialises in helping developers and project owners move from concept to completion with confidence. Whether you’re acquiring land, commencing a new build, or restructuring mid-project, our team delivers fast, practical funding solutions designed around real construction timelines, not bank bureaucracy.

Our facilities are secured by first or second mortgages, with interest only applied to funds as they are progressively drawn. You deal with a team that understands the building cycle end-to-end, ensuring your project is supported from initial feasibility through to final completion.

Turning a Development Vision into a Completed Build

1. Securing the Site
Traditional lenders can be too slow and risked jeopardising the acquisition. Sydcap assesses the deal immediately, issuing an approval that allows the purchase to proceed without delay.

2. Development Planning & Approvals
Our experienced team can provide guidance on budget, feasibility structure, and lender requirements.

3. Construction Funding Delivered
Once approvals are in place, we issue a construction facility covering all development costs, the full build contract, and an additional contingency buffer. Interest can be capitalised, meaning no monthly repayments during construction, giving our clients full cash-flow flexibility until the project reached completion.

Why Developers Choose Sydcap!

• Quick decisions when timing is critical
• Hands-on structuring to ensure the deal actually works
• Flexible drawdown and support during the build
• Private credit reliability when banks stall or decline
• End-to-end oversight from acquisition to exit
• Whether it’s large-scale developments all duplexes, and townhouses, we position your project to succeed with tailored finance and a proactive advisory team by your side.